RHB P.A.Y.S Fixed Deposit Interest Rate 2.75 p.a. However, bear in mind that you may risk losing all or part of your interest if the fund is withdrawn prematurely. Bitcoin and foreign currency wont fit in, but youll get bigger savings on every RM and sen with the best fixed deposit promotions. Typically, the longer your FD period is, the higher the interest rate is. RHB Senior Fixed Deposit: 0218CR0300000002: Fixed Deposit: RM: N/A: 21: Statement Savings Account: 0218CR0200000006: Savings Deposit: RM: N/A: 22: Treasury Money Market Time Deposit: 0218CR0700000001. This can also be done via iMoney's online calculator. To get maximum returns from your deposits, check the rates of all the banks before opening an FD. Keep yourself updated with the latest FD promotions by checking iMoney's online calculator regularly (Scroll up to use the calculator).ĭifferent banks have different FD interest rates. Interest rates from FD promotions are usually higher than the board rate. Most banks run FD promotions a few times a year in order to entice new and recurring customers. As such, if you have some spare cash that you do not need access to, you can boost your income by choosing to invest in it. FD's generally provide savers with higher interest rates than regular savings accounts. In the third quarter ended Sept 30, 2023, the banking group said net profit was RM649.95mil, down from RM695.